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Mobile Wallet

If the mobile phone owner and the band card owner are not the same person, can they apply for mobile wallet service? 
 
What functions does mobile wallet have?
 
Does "mobile wallet" has high safety?
 
Can I use my mobile wallet to pay for bill of others' mobile phone?  
 
If my mobile phone has opened mobile wallet service and its number or the name of its owner will be changed, what should I do? 
 
What is the fee standard of mobile wallet service?
 
When you use mobile wallet to pay for a transaction,how to check that it is successful?
 
What should I do if I forgot the password of my mobile wallet?
 
Can I use my mobile wallet immediately after recovering my password?
 


If the mobile phone owner and the band card owner are not the same person, can they apply for mobile wallet service?
Answer:Yes. If the mobile phone owner and the bank card holder are not the same person, the mobile wallet service can be applied for if bank card ower is willing to. User can bind bank card to mobile phone number for opening mobile wallet via online banking,telephone banking or business hall.
What functions does mobile wallet have? 
Answer: At present, mobile wallet can realize the following functions: mobile phone payment, mobile phone financial management, mobile phone shopping, mobile phone insuring, mobile phone lottery-buying, mobile phone newspaper-booking and mobile phone donating.
 

Does "mobile wallet" have high safety? 
Answer:After binding mobile phone card number with bank card number, user needn't enter his or her bank card account number and password during shopping. After consuming via "mobile wallet" every time, customer will receive SMS about transaction result which ensures u
ser can query his or her own account information anytime and avoides fraudulency.

 
Can I use my mobile wallet to pay for bill of others' mobile phone? 
Answer:At present user can only pay his or her own mobile bill via mobile wallet.
 
If my mobile phone has opened mobile wallet service and its number or the name of its owner will be changed, what should I do?
Answer:If your mobile phone has opened mobile wallet service and its number or the name of its owner will be changed, you should firstly cancel mobile wallet service. If the new owner wants to continue using mobile wallet service, he or she need apply for it again.
 
What is the fee standard of mobile wallet service?
Answer:The fee for correspondence: The correspondence fee caused by using mobile wallet via SMS will be charged according to the fee standard of China Mobile.
SMS: 0.1 yuan every message.
 
How to confirm that the transaction is successful when mobile wallet service is employed for transaction?
Answer: After a transaction via mobile wallet, the bank will send transaction result to the mobile phone via SMS. If you have not received the feedback short message in 3 minutes,you can check whether it is successful by querying your bank card balance and recent transaction details.
 
What should I do if I forget my mobile wallet password? 
Answer: On the condition of ensuring your account safety, we will send a new random password to you. We strongly recommend you modify it for your convenience after you receive it. The specific steps are:

SMS method: Edit "10086****" or "HQMM****" in your mobile phone, then send it to 7777. "****" stands for the last four numbers of your bank card. After verifying it the platform will generate a new random password and send it to user via SMS.

 
Can I use my mobile wallet immediately after recovering my password?
Answer:No. To insure the security of user's password,you are granted to use the new password after 24 hours when recovering it.
 
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